Life Insurance for the Over 50s

Effortless Protection: We Simplify the Journey to Financial Peace of Mind

Excellent 4.8 out of 5
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Complete our simple form and get a free, no obligation quote in minutes. Like what you hear? Get cover in place on the same day1
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Why choose 50 Plus Life?

  • Easy to arrange in one simple phone call and be covered in minutes.
  • Immediate accidental death cover from day one with twice the payout for accidental death claims2
  • Full covereage after only 12 months
  • 48 Hour Claims Promise or we will pay out an extra £250 to you3
  • Guaranteed acceptance for UK residents aged 49-80
  • No medical exams, blood tests or health questions

Things to consider

  • Inflation may reduce value of cover. If you choose the Increasing Benefit Option, this can help to protect your policy from the effects of inflation.
  • Depending on how long you live for, you could pay in more than is paid out.
  • If you stop your monthly payments, you will get nothing back.

See what our customers think of us.

See why thousands of people are choosing 50 Plus life for quality, affordable over 50s life insurance.

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Have questions?

What is Over 50s Life Insurance

For those 49 to 80, our life cover has your family protected. It can help remove the burden of funeral costs, clear some debts, or leave a gift for your loved ones. It's all about giving your family peace of mind when the unthinkable happens.

How can I get a quote?

To start a quote, simply click on the 'Get A Quote' button where you can get started. Complete the short form, have a conversation with one of our friendly team and if you like what you hear, take out a policy through us.

Do I need a medical exam?

Not at all! If you're between 49 and 80, you are guaranteed acceptance to one of our policies! Just mind the minimum (£5) and maximum premium (£100) and cover upto (£20,000) limits. The only question we’ll ask about your lifestyle is whether or not you smoke. That's it!

Can I talk to a human about my life insurance needs?

Of course! Our sales team is based in the UK and available to assist you with any questions or concerns that you may have. Give us a call on 0800 023 9391.

When do i stop paying my monthly premium?

Unlike some policies that make you pay in until you die, with us you'll pay your chosen amount every month until you turn 90, so it's important you choose an amount you can afford.

You should also bear in mind that, depending on how long you live, you could pay in more than than is paid out.

How much does over 50's life insurance cost?

Based on your age, smoker status and the premium (monthly payment) you choose, our life insurance for over 50s could cost you anything from £5 to £100 a month.

You can choose any monthly payment you wish. But your life insurance premium must be between £5 and £100 or exceed a cash value of £20,000 across all your 50 Plus Life insurance plans. We will work to find the best cover for your budget which means that from as little as £5/month, you can provide a final gift to the ones you love.

Depending on how long you live, you could pay in more than is paid out.

What are you waiting for?

Get a free, no-obligation quote. Putting protection in place for your family has never been easier!

Get A Quote