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Complete the enquiry form in minutes, speak to one of our friendly team and you could get coverage today1.

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By submitting your details, you agree to be contacted through mail, e-mail, phone or SMS by 50 Plus Life for the purpose of providing you with a quote. You confirm that you have read and agreed to our Terms & Conditions and Privacy Policy. 50 Plus Life is a trading name of Smarter Cover Ltd which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 556053.

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See why thousands of people are choosing 50 Plus Life for quality, affordable life insurance.

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Have questions?

What is Over 50s Life Insurance

For those 49 to 80, our life cover has your family protected. It can help remove the burden of funeral costs, clear some debts, or leave a gift for your loved ones. It's all about giving your family peace of mind when the unthinkable happens.

How can I get a quote?

To start a quote, simply click on the 'Get A Quote' button where you can get started. Complete the short form, have a conversation with one of our friendly team and if you like what you hear, take out a policy through us.

Do I need a medical exam?

Not at all! If you're between 49 and 80, you are guaranteed acceptance to one of our policies! Just mind the minimum (£5) and maximum premium (£100) and cover upto (£20,000) limits. The only question we’ll ask about your lifestyle is whether or not you smoke. That's it!

Can I talk to a human about my life insurance needs?

Of course! Our sales team is based in the UK and available to assist you with any questions or concerns that you may have. Give us a call on 0800 023 9391.

When do i stop paying my monthly premium?

Unlike some policies that make you pay in until you die, with us you'll pay your chosen amount every month until you turn 90, so it's important you choose an amount you can afford.

You should also bear in mind that, depending on how long you live, you could pay in more than than is paid out.

How much does over 50's life insurance cost?

Based on your age, smoker status and the premium (monthly payment) you choose, our life insurance for over 50s could cost you anything from £5 to £100 a month.

You can choose any monthly payment you wish. But your life insurance premium must be between £5 and £100 or exceed a cash value of £20,000 across all your 50 Plus Life insurance plans. We will work to find the best cover for your budget which means that from as little as £5/month, you can provide a final gift to the ones you love.

Depending on how long you live, you could pay in more than is paid out.

What are you waiting for?

Get a free, no-obligation quote. Putting protection in place for your family has never been easier!